Geography · SBA lending record
SBA lenders in Mississippi
1,279 SBA 7(a) loans in the last five years, from 98 different lenders. Here is who actually lends here.
Loans, last 5 years
1,279
Lent
$741.5M
last 5 fiscal years
Active lenders
98
wrote at least one loan
Typical loan
$208k
median approved
Default rate
2.0%
nationally 2.1%
Who lends here most
last 5 fiscal years| Lender | Loans in MS | Typical loan | Typical rate |
|---|---|---|---|
| Peoples Bank | 206 | $126k | P+2.02 |
| Community Bank of Mississippi | 106 | $245k | P+0.79 |
| BankFirst Financial Services | 104 | $150k | P+1.95 |
| Trustmark Bank | 90 | $108k | P+0.58 |
| The Huntington National Bank | 57 | $357k | P+2.34 |
| Covington County Bank · too few loans nationally for a page | 48 | $55k | P+0.30 |
| Newtek Bank, National Association | 47 | $150k | P+3.64 |
| Northeast Bank | 43 | $72k | P+2.83 |
| Live Oak Banking Company | 42 | $1.1M | P+1.44 |
| BankPlus | 34 | $694k | P+0.91 |
Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.
What gets funded here
by industryHow big the loans are
If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.
Next
Compare all lenders → Check your eligibility → Find your industry →
Source SBA 7(a) FOIA
Released 2026-06-30
Basis where the project is, not where the bank is
SBA lending in other states
Kansas · 1,695Alabama · 1,665Iowa · 1,469Maine · 1,304Nebraska · 1,266Arkansas · 1,193New Mexico · 978Rhode Island · 865
States with comparable volume, plus the three largest markets.