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Geography · SBA lending record

SBA lenders in New Mexico

978 SBA 7(a) loans in the last five years, from 111 different lenders. Here is who actually lends here.

Loans, last 5 years
978
Lent
$566.5M
last 5 fiscal years
Active lenders
111
wrote at least one loan
Typical loan
$229k
median approved
4.4%
nationally 5.7%

Who lends here most

last 5 fiscal years
Lender Loans in NMTypical loan Median rate
Western Commerce Bank144$284kP+1.50
Wells Fargo Bank National Association85$15kP+5.46
U.S. Bank, National Association80$32kP+3.43
Live Oak Banking Company43$630kP+1.71
Readycap Lending, LLC42$52kP+4.65
The Huntington National Bank33$321kP+2.44
Newtek Bank, National Association33$275kP+3.35
Century Bank · too few loans nationally for a page30$199kP+1.80
BayFirst National Bank30$150kP+4.09
Northeast Bank27$100kP+2.93

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Hotels (except Casino Hotels) and Motels
6%
Full-Service Restaurants
4%
Support Activities for Oil and Gas Operations
4%
Limited-Service Restaurants
2%
Fitness and Recreational Sports Centers
2%
Snack and Nonalcoholic Beverage Bars
2%
Everything else
81%

How big the loans are

Under $150k
43%
$150k – $350k
20%
$350k – $750k
16%
$750k – $2M
14%
Over $2M
7%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

SBA 504 lending in New Mexico

504 FOIA record

A 504 loan pairs a bank first mortgage with a fixed-rate second through a Certified Development Company — used mostly for owner-occupied property and heavy equipment. Here is who runs 504 deals in New Mexico, and how they have performed.

504 loans since 2010
607
$390.4M in SBA seconds
Median project
$892k
bank first + 504 second
Default rate
3.7%
all 504 5.0%

CDCs most active in New Mexico

Most-financed here: Offices of Physicians, Offices of Lawyers, Full-Service Restaurants, Hotels (except Casino Hotels) and Mote….

Match with a CDC for your project → How 504 works →

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.