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Geography · SBA lending record

SBA lenders in Montana

772 SBA 7(a) loans in the last five years, from 97 different lenders. Here is who actually lends here.

Loans, last 5 years
772
Lent
$395.3M
last 5 fiscal years
Active lenders
97
wrote at least one loan
Typical loan
$180k
median approved
3.2%
nationally 5.7%

Who lends here most

last 5 fiscal years
Lender Loans in MTTypical loan Median rate
Glacier Bank73$117kP+0.76
U.S. Bank, National Association59$30kP+3.29
The Yellowstone Bank · too few loans nationally for a page45$286kP+1.90
First Interstate Bank43$66kP+1.67
Wells Fargo Bank National Association41$15kP+5.12
Readycap Lending, LLC34$85kP+4.48
Valley Bank of Ronan · too few loans nationally for a page31$200kP+0.88
Bank of Bridger National Association27$100kP+0.91
Three Rivers Bank of Montana · too few loans nationally for a page25$181kP+2.54
Montana Community Development Corp.25$109k

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Limited-Service Restaurants
4%
Full-Service Restaurants
3%
Hotels (except Casino Hotels) and Motels
3%
Landscaping Services
2%
Fitness and Recreational Sports Centers
2%
Plumbing, Heating, and Air-Conditioning Contractors
2%
Everything else
84%

How big the loans are

Under $150k
48%
$150k – $350k
17%
$350k – $750k
17%
$750k – $2M
12%
Over $2M
6%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

SBA 504 lending in Montana

504 FOIA record

A 504 loan pairs a bank first mortgage with a fixed-rate second through a Certified Development Company — used mostly for owner-occupied property and heavy equipment. Here is who runs 504 deals in Montana, and how they have performed.

504 loans since 2010
562
$389.8M in SBA seconds
Median project
$998k
bank first + 504 second
Default rate
2.6%
all 504 5.0%

CDCs most active in Montana

Most-financed here: Offices of Physicians, Full-Service Restaurants, Offices of Lawyers, Hotels (except Casino Hotels) and Mote….

Match with a CDC for your project → How 504 works →

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.