Geography · SBA lending record
SBA lenders in Vermont
630 SBA 7(a) loans in the last five years, from 60 different lenders. Here is who actually lends here.
Loans, last 5 years
630
Lent
$172.1M
last 5 fiscal years
Active lenders
60
wrote at least one loan
Typical loan
$70k
median approved
Default rate
1.6%
nationally 2.1%
Who lends here most
last 5 fiscal years| Lender | Loans in VT | Typical loan | Typical rate |
|---|---|---|---|
| Community National Bank | 101 | $70k | P+1.66 |
| TD Bank, National Association | 101 | $40k | P+3.37 |
| Manufacturers and Traders Trust Company | 75 | $35k | P+4.70 |
| Heritage Family FCU | 47 | $85k | P+0.42 |
| EastRise Federal Credit Union · too few loans nationally for a page | 43 | $44k | P+1.25 |
| Peoples Trust Company of St. Albans · too few loans nationally for a page | 20 | $50k | — |
| KeyBank National Association | 19 | $50k | P+2.91 |
| North Country Federal Credit Union · too few loans nationally for a page | 19 | $45k | P+3.39 |
| Vermont FCU · too few loans nationally for a page | 17 | $60k | P+1.41 |
| Union Bank | 14 | $53k | P+2.06 |
Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.
What gets funded here
by industryHow big the loans are
If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.
Next
Compare all lenders → Check your eligibility → Find your industry →
Source SBA 7(a) FOIA
Released 2026-06-30
Basis where the project is, not where the bank is
SBA lending in other states
Delaware · 781Montana · 772West Virginia · 684Hawaii · 651South Dakota · 556District of Columbia · 498North Dakota · 444Alaska · 380
States with comparable volume, plus the three largest markets.