SBADecoded
Home / By state / Delaware

Geography · SBA lending record

SBA lenders in Delaware

781 SBA 7(a) loans in the last five years, from 82 different lenders. Here is who actually lends here.

Loans, last 5 years
781
Lent
$309.7M
last 5 fiscal years
Active lenders
82
wrote at least one loan
Typical loan
$120k
median approved
5.5%
nationally 5.7%

Who lends here most

last 5 fiscal years

Manufacturers and Traders Trust Company alone writes 33% of the SBA loans in Delaware. That is worth knowing both ways — they clearly know this market, and you should still get a second quote, because a dominant lender has little reason to sharpen its pencil.

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
5%
Limited-Service Restaurants
3%
Landscaping Services
3%
Residential Remodelers
3%
Beauty Salons
2%
General Freight Trucking, Local
2%
Everything else
82%

How big the loans are

Under $150k
59%
$150k – $350k
15%
$350k – $750k
13%
$750k – $2M
8%
Over $2M
4%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

SBA 504 lending in Delaware

504 FOIA record

A 504 loan pairs a bank first mortgage with a fixed-rate second through a Certified Development Company — used mostly for owner-occupied property and heavy equipment. Here is who runs 504 deals in Delaware, and how they have performed.

504 loans since 2010
107
$93.5M in SBA seconds
Median project
$1.4M
bank first + 504 second
Default rate
too few seasoned loans

CDCs most active in Delaware

Most-financed here: All Other Specialty Trade Contractors, Offices of Physicians, Child Day Care Services, General Automotive Repair.

Match with a CDC for your project → How 504 works →

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.