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Geography · SBA lending record

SBA lenders in Hawaii

651 SBA 7(a) loans in the last five years, from 54 different lenders. Here is who actually lends here.

Loans, last 5 years
651
Lent
$160.4M
last 5 fiscal years
Active lenders
54
wrote at least one loan
Typical loan
$50k
median approved
Default rate
3.6%
nationally 2.1%

Who lends here most

last 5 fiscal years
Lender Loans in HITypical loan Typical rate
Central Pacific Bank357$40kP+3.15
Readycap Lending, LLC35$50kP+4.76
BayFirst National Bank32$150kP+4.45
Newtek Bank, National Association28$225kP+3.73
Northeast Bank25$50kP+2.86
Celtic Bank Corporation23$150kP+3.00
Live Oak Banking Company18$625kP+2.20
Lendistry SBLC, LLC15$150kP+4.37
The Huntington National Bank13$350kP+2.48
First Hawaiian Bank · too few loans nationally for a page10$75kP+2.75

Central Pacific Bank alone writes 55% of the SBA loans in Hawaii. That is worth knowing both ways — they clearly know this market, and you should still get a second quote, because a dominant lender has little reason to sharpen its pencil.

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
6%
Limited-Service Restaurants
5%
Snack and Nonalcoholic Beverage Bars
3%
Plumbing, Heating, and Air-Conditioning Contractors
3%
Mobile Food Services
3%
All Other Specialty Trade Contractors
2%
Everything else
78%

How big the loans are

Under $150k
74%
$150k – $350k
11%
$350k – $750k
7%
$750k – $2M
5%
Over $2M
3%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.