Geography · SBA lending record
SBA lenders in Florida
18,248 SBA 7(a) loans in the last five years, from 315 different lenders. Here is who actually lends here.
Loans, last 5 years
18,248
Lent
$9903.3M
last 5 fiscal years
Active lenders
315
wrote at least one loan
Typical loan
$235k
median approved
Default rate
2.6%
nationally 2.1%
Who lends here most
last 5 fiscal years| Lender | Loans in FL | Typical loan | Typical rate |
|---|---|---|---|
| TD Bank, National Association | 2,510 | $60k | P+3.71 |
| The Huntington National Bank | 1,273 | $300k | P+2.49 |
| Newtek Bank, National Association | 1,024 | $200k | P+3.55 |
| Readycap Lending, LLC | 1,022 | $104k | P+4.45 |
| BayFirst National Bank | 976 | $150k | P+3.87 |
| Wells Fargo Bank National Association | 861 | $15k | P+5.43 |
| JPMorgan Chase Bank, National Association | 701 | $170k | P+3.93 |
| Bank of America, National Association | 652 | $318k | P+2.40 |
| Live Oak Banking Company | 554 | $652k | P+1.89 |
| Northeast Bank | 508 | $103k | P+3.05 |
Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.
What gets funded here
by industryHow big the loans are
If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.
Next
Compare all lenders → Check your eligibility → Find your industry →
Source SBA 7(a) FOIA
Released 2026-06-30
Basis where the project is, not where the bank is
SBA lending in other states
States with comparable volume, plus the three largest markets.