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Geography · SBA lending record

SBA lenders in Florida

18,248 SBA 7(a) loans in the last five years, from 315 different lenders. Here is who actually lends here.

Loans, last 5 years
18,248
Lent
$9.90B
last 5 fiscal years
Active lenders
315
wrote at least one loan
Typical loan
$235k
median approved
8.3%
nationally 5.7%

Who lends here most

last 5 fiscal years

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
4%
Limited-Service Restaurants
3%
Plumbing, Heating, and Air-Conditioning Contractors
2%
Residential Remodelers
2%
All Other Specialty Trade Contractors
2%
Fitness and Recreational Sports Centers
2%
Everything else
86%

How big the loans are

Under $150k
44%
$150k – $350k
21%
$350k – $750k
16%
$750k – $2M
13%
Over $2M
6%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

SBA 504 lending in Florida

504 FOIA record

A 504 loan pairs a bank first mortgage with a fixed-rate second through a Certified Development Company — used mostly for owner-occupied property and heavy equipment. Here is who runs 504 deals in Florida, and how they have performed.

504 loans since 2010
9,884
$8.1B in SBA seconds
Median project
$1.1M
bank first + 504 second
Default rate
8.5%
all 504 5.0%

CDCs most active in Florida

Most-financed here: Offices of Physicians, Offices of Lawyers, Full-Service Restaurants, All Other Specialty Trade Contractors.

Match with a CDC for your project → How 504 works →

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.