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Geography · SBA lending record

SBA lenders in Ohio

13,065 SBA 7(a) loans in the last five years, from 210 different lenders. Here is who actually lends here.

Loans, last 5 years
13,065
Lent
$4357.4M
last 5 fiscal years
Active lenders
210
wrote at least one loan
Typical loan
$100k
median approved
Default rate
2.3%
nationally 2.1%

Who lends here most

last 5 fiscal years
Lender Loans in OHTypical loan Typical rate
The Huntington National Bank7,783$56kP+2.15
U.S. Bank, National Association500$40kP+3.08
KeyBank National Association491$100kP+2.87
Telhio Credit Union Inc267$139kP+2.40
First Commonwealth Bank226$400kP+2.17
Live Oak Banking Company187$750kP+1.61
PNC Bank, National Association181$50kP+4.00
BayFirst National Bank173$150kP+4.05
Readycap Lending, LLC155$67kP+4.51
Fifth Third Bank152$269kP+2.58

The Huntington National Bank alone writes 60% of the SBA loans in Ohio. That is worth knowing both ways — they clearly know this market, and you should still get a second quote, because a dominant lender has little reason to sharpen its pencil.

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
General Freight Trucking, Long-Distance, Truckload
5%
Full-Service Restaurants
4%
Residential Remodelers
4%
Landscaping Services
3%
Limited-Service Restaurants
3%
General Freight Trucking, Local
3%
Everything else
79%

How big the loans are

Under $150k
65%
$150k – $350k
16%
$350k – $750k
9%
$750k – $2M
7%
Over $2M
4%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.