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Geography · SBA lending record

SBA lenders in Illinois

8,081 SBA 7(a) loans in the last five years, from 267 different lenders. Here is who actually lends here.

Loans, last 5 years
8,081
Lent
$4265.7M
last 5 fiscal years
Active lenders
267
wrote at least one loan
Typical loan
$200k
median approved
Default rate
3.3%
nationally 2.1%

Who lends here most

last 5 fiscal years
Lender Loans in ILTypical loan Typical rate
The Huntington National Bank2,020$95kP+2.21
U.S. Bank, National Association584$45kP+3.20
Byline Bank357$838kP+2.56
JPMorgan Chase Bank, National Association354$200kP+3.37
BayFirst National Bank274$150kP+4.20
Northeast Bank246$100kP+3.00
Readycap Lending, LLC223$50kP+4.70
Newtek Bank, National Association212$214kP+3.61
Live Oak Banking Company172$718kP+1.67
Village Bank and Trust, National Association127$475kP+0.91

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
General Freight Trucking, Long-Distance, Truckload
6%
Full-Service Restaurants
5%
Limited-Service Restaurants
3%
General Freight Trucking, Local
2%
Residential Remodelers
2%
Hotels (except Casino Hotels) and Motels
2%
Everything else
78%

How big the loans are

Under $150k
47%
$150k – $350k
19%
$350k – $750k
15%
$750k – $2M
12%
Over $2M
6%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.