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Geography · SBA lending record

SBA lenders in New Jersey

8,209 SBA 7(a) loans in the last five years, from 187 different lenders. Here is who actually lends here.

Loans, last 5 years
8,209
Lent
$3667.4M
last 5 fiscal years
Active lenders
187
wrote at least one loan
Typical loan
$150k
median approved
Default rate
2.1%
nationally 2.1%

Who lends here most

last 5 fiscal years

TD Bank, National Association alone writes 27% of the SBA loans in New Jersey. That is worth knowing both ways — they clearly know this market, and you should still get a second quote, because a dominant lender has little reason to sharpen its pencil.

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
5%
Residential Remodelers
3%
Limited-Service Restaurants
3%
General Freight Trucking, Local
2%
Landscaping Services
2%
Fitness and Recreational Sports Centers
2%
Everything else
83%

How big the loans are

Under $150k
52%
$150k – $350k
19%
$350k – $750k
13%
$750k – $2M
11%
Over $2M
5%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.