Geography · SBA lending record
SBA lenders in New Jersey
8,209 SBA 7(a) loans in the last five years, from 187 different lenders. Here is who actually lends here.
Who lends here most
last 5 fiscal years| Lender | Loans in NJ | Typical loan | Median rate |
|---|---|---|---|
| TD Bank, National Association | 2,208 | $50k | P+3.73 |
| Manufacturers and Traders Trust Company | 737 | $60k | P+4.01 |
| The Huntington National Bank | 349 | $317k | P+2.51 |
| JPMorgan Chase Bank, National Association | 290 | $150k | P+3.92 |
| BayFirst National Bank | 276 | $150k | P+4.17 |
| Readycap Lending, LLC | 275 | $254k | P+3.91 |
| Newtek Bank, National Association | 268 | $200k | P+3.67 |
| Northeast Bank | 263 | $95k | P+3.00 |
| Live Oak Banking Company | 218 | $528k | P+1.85 |
| Wells Fargo Bank National Association | 212 | $20k | P+5.33 |
TD Bank, National Association alone writes 27% of the SBA loans in New Jersey. That is worth knowing both ways — they clearly know this market, and you should still get a second quote, because a dominant lender has little reason to sharpen its pencil.
Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.
What gets funded here
by industryHow big the loans are
If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.
SBA 504 lending in New Jersey
504 FOIA recordA 504 loan pairs a bank first mortgage with a fixed-rate second through a Certified Development Company — used mostly for owner-occupied property and heavy equipment. Here is who runs 504 deals in New Jersey, and how they have performed.
CDCs most active in New Jersey
- Trenton Business Assistance Corporation — 906 loans
- Empire State Certified Development Corporation — 490 loans
- Granite State Economic Development Corporation — 2 loans
- Michigan Certified Development Corporation — 1 loans
- Nebraska Economic Development Corporation — 1 loans
- South Eastern Economic Development Company of Pennsylvania — 1 loans
Most-financed here: Full-Service Restaurants, Other Miscellaneous Durable Goods Merc…, Offices of Physicians, Other Miscellaneous Nondurable Goods M….
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SBA lending in other states
States with comparable volume, plus the three largest markets.