Geography · SBA lending record
SBA lenders in Texas
17,998 SBA 7(a) loans in the last five years, from 405 different lenders. Here is who actually lends here.
Loans, last 5 years
17,998
Lent
$12825.8M
last 5 fiscal years
Active lenders
405
wrote at least one loan
Typical loan
$311k
median approved
Default rate
2.6%
nationally 2.1%
Who lends here most
last 5 fiscal years| Lender | Loans in TX | Typical loan | Typical rate |
|---|---|---|---|
| The Huntington National Bank | 1,712 | $333k | P+2.43 |
| Wells Fargo Bank National Association | 897 | $15k | P+5.41 |
| Readycap Lending, LLC | 758 | $126k | P+4.20 |
| Newtek Bank, National Association | 731 | $225k | P+3.47 |
| BayFirst National Bank | 729 | $150k | P+4.14 |
| JPMorgan Chase Bank, National Association | 721 | $200k | P+3.77 |
| Live Oak Banking Company | 700 | $856k | P+1.64 |
| Northeast Bank | 507 | $100k | P+3.03 |
| Zions Bank, A Division of | 453 | $150k | P+3.08 |
| United Midwest Savings Bank National Association | 408 | $150k | P+2.72 |
Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.
What gets funded here
by industryHow big the loans are
If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.
Next
Compare all lenders → Check your eligibility → Find your industry →
Source SBA 7(a) FOIA
Released 2026-06-30
Basis where the project is, not where the bank is
SBA lending in other states
States with comparable volume, plus the three largest markets.