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Geography · SBA lending record

SBA lenders in Texas

17,998 SBA 7(a) loans in the last five years, from 405 different lenders. Here is who actually lends here.

Loans, last 5 years
17,998
Lent
$12.83B
last 5 fiscal years
Active lenders
405
wrote at least one loan
Typical loan
$311k
median approved
7.7%
nationally 5.7%

Who lends here most

last 5 fiscal years

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
4%
Limited-Service Restaurants
4%
Fitness and Recreational Sports Centers
3%
Hotels (except Casino Hotels) and Motels
2%
Snack and Nonalcoholic Beverage Bars
2%
Gasoline Stations with Convenience Stores
2%
Everything else
83%

How big the loans are

Under $150k
35%
$150k – $350k
20%
$350k – $750k
19%
$750k – $2M
16%
Over $2M
10%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

SBA 504 lending in Texas

504 FOIA record

A 504 loan pairs a bank first mortgage with a fixed-rate second through a Certified Development Company — used mostly for owner-occupied property and heavy equipment. Here is who runs 504 deals in Texas, and how they have performed.

504 loans since 2010
5,679
$6.2B in SBA seconds
Median project
$1.7M
bank first + 504 second
Default rate
6.2%
all 504 5.0%

CDCs most active in Texas

Most-financed here: Full-Service Restaurants, Offices of Physicians, Hotels (except Casino Hotels) and Mote…, General Automotive Repair.

Match with a CDC for your project → How 504 works →

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.