Geography · SBA lending record
SBA lenders in California
27,163 SBA 7(a) loans in the last five years, from 284 different lenders. Here is who actually lends here.
Loans, last 5 years
27,163
Lent
$15786.3M
last 5 fiscal years
Active lenders
284
wrote at least one loan
Typical loan
$250k
median approved
Default rate
1.4%
nationally 2.1%
Who lends here most
last 5 fiscal years| Lender | Loans in CA | Typical loan | Typical rate |
|---|---|---|---|
| U.S. Bank, National Association | 3,318 | $50k | P+2.78 |
| Wells Fargo Bank National Association | 1,417 | $20k | P+5.31 |
| JPMorgan Chase Bank, National Association | 1,303 | $200k | P+3.57 |
| BayFirst National Bank | 1,242 | $150k | P+4.12 |
| Readycap Lending, LLC | 1,189 | $120k | P+4.33 |
| Lendistry SBLC, LLC | 1,171 | $150k | P+4.43 |
| The Huntington National Bank | 1,124 | $314k | P+2.55 |
| Newtek Bank, National Association | 1,035 | $200k | P+3.53 |
| Northeast Bank | 974 | $121k | P+2.96 |
| Celtic Bank Corporation | 895 | $150k | P+2.77 |
Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.
What gets funded here
by industryHow big the loans are
If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.
Next
Compare all lenders → Check your eligibility → Find your industry →
Source SBA 7(a) FOIA
Released 2026-06-30
Basis where the project is, not where the bank is
SBA lending in other states
States with comparable volume, plus the three largest markets.