SBADecoded
Home / By state / Pennsylvania

Geography · SBA lending record

SBA lenders in Pennsylvania

8,170 SBA 7(a) loans in the last five years, from 207 different lenders. Here is who actually lends here.

Loans, last 5 years
8,170
Lent
$3.67B
last 5 fiscal years
Active lenders
207
wrote at least one loan
Typical loan
$150k
median approved
4.7%
nationally 5.7%

Who lends here most

last 5 fiscal years
Lender Loans in PATypical loan Median rate
The Huntington National Bank1,166$75kP+2.24
TD Bank, National Association894$50kP+3.66
Manufacturers and Traders Trust Company837$50kP+3.95
Northwest Bank258$113kP+2.58
First Commonwealth Bank248$377kP+2.18
PNC Bank, National Association242$50kP+4.23
KeyBank National Association241$50kP+3.19
BayFirst National Bank236$150kP+4.18
Wilmington Savings Fund Society FSB203$500kP+2.23
Meridian Bank197$580kP+2.01

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
5%
Limited-Service Restaurants
4%
Residential Remodelers
3%
Landscaping Services
2%
Plumbing, Heating, and Air-Conditioning Contractors
2%
All Other Specialty Trade Contractors
2%
Everything else
82%

How big the loans are

Under $150k
54%
$150k – $350k
17%
$350k – $750k
13%
$750k – $2M
11%
Over $2M
5%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

SBA 504 lending in Pennsylvania

504 FOIA record

A 504 loan pairs a bank first mortgage with a fixed-rate second through a Certified Development Company — used mostly for owner-occupied property and heavy equipment. Here is who runs 504 deals in Pennsylvania, and how they have performed.

504 loans since 2010
2,014
$1.8B in SBA seconds
Median project
$1.3M
bank first + 504 second
Default rate
4.7%
all 504 5.0%

CDCs most active in Pennsylvania

Most-financed here: Full-Service Restaurants, Hotels (except Casino Hotels) and Mote…, Offices of Lawyers, Offices of Physicians.

Match with a CDC for your project → How 504 works →

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.